Bridging Trust and Capital for Islamic Cooperatives: Challenges and Opportunities in Rural Islamic Communities in Indonesia

Hakim, Abdul and Andriani, Fauziah and Utami, Tiara Amelia Ayu and Pranata, Faris Husein and Sundawa, Fadia Al Aulia and Sahidudin, Ahmad and Fadillah, Chelsy Kamei (2025) Bridging Trust and Capital for Islamic Cooperatives: Challenges and Opportunities in Rural Islamic Communities in Indonesia. Journal of Islamic Economics and Business, 5 (1). pp. 58-78. ISSN 27988562

	Text 24 Genap B - Bridging Trust - Full Paper.pdf Download (697kB)
	Text 24 Genap B - Bridging Trust - Similarity.pdf Download (459kB)
	Text 24 Genap B - Bridging Trust - Koresponden.pdf Download (1MB)

Abstract

This study examines the dynamics of cooperative development in Wanasari Village, Sumedang Regency, with a focus on the interaction between women's groups, agricultural collectives, community trust, capital mobilization, and participatory education. The main issue raised is why many cooperatives in rural Indonesia are difficult to form and maintain. The uniqueness of this research lies in the integration of gender-based approaches and participatory education that are rarely empirically studied in rural contexts. The research uses a qualitative approach through Participatory Rural Appraisal (PRA), focused group discussions (FGDs), semi-structured interviews, field observations, and participatory SWOT analysis. The findings show that women's and peasant groups are actively promoting social cohesion and local economic activities, but are still faced with obstacles in the form of low community trust due to previous institutional failures, difficulties in mobilizing capital, and competition with Badan Usaha Milik Desa (BUMDes). Participatory education improves understanding of cooperatives, but it is not yet enough to overcome structural barriers. In conclusion, the formation of sustainable cooperatives requires continued participatory engagement, transparent governance, innovative financial strategies, and synergies with existing local entities.

Item Type:	Article
Subjects:	JOURNAL
Divisions:	PROGRAM STUDI SARJANA EKONOMI SYARIAH > MANAJEMEN KEUANGAN SYARIAH
Depositing User:	Ikopin Teknologi Informasi
Date Deposited:	07 Nov 2025 09:42
Last Modified:	11 Nov 2025 02:43
URI:	http://repository.ikopin.ac.id/id/eprint/2699

Actions (login required)

View Item